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How Do I Lower My Auto
Insurance Rates?
By
A. Chris Tijerina
Since
there are many factors that go into determining your auto
insurance rates, there are many chances to lower
your rates.
- If you change jobs and your drive to work changes or
you stop working or you work from home, you should
contact your insurance company.
- If you have a teen driver and they go to school over
100 miles away without a car then you should be able to
get a discount.
- If you get married and are in your teens or twenties
call your insurance company and see about combining your
policies.
Take defensive driving if your state allows it for a
discount.
See if increasing your comprehsive and collision
deductibles will save you a lot of money. You need to
compare what you're saving and how much more you will
have to pay if you file a claim. For example, if you go
from $500 to a $1000 deductible and it lowers your
insurance $50 per 6 months then it saves you $100 a year.
It will take you 5 years to break even from what you
are saving compared to how much more you have to pay.
Now, if it saves you $250 every six months then it would
be more worth your while.
See if combining your auto and home insurance polices
will qualify for a multi policy discount with your
current company. This could be a substantial discount.
One of the biggest ways you could save $200-$500 or more
a year is shopping around for insurance. The auto
insurance industry is very competitive and this is great
news for smart consumers like yourself. Shop for auto
insurance quotes and see how much you can save.
--------------------
About the Author:
A. Chris Tijerina has over
3 years of experience in the auto insurance industry and
has seen many different people deal with auto insurance
related problems. http://www.insurance-for-cars.com answers many of the questions facing drivers
today.
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