Chapter 08: Zero-Based Budgeting 101
Save more, spend smarter, and make your money go further Putting your money to work...
Financial Planing
Net Income Formula: How To Calculate Net Income
What Is the Formula for Net Income? Net Income = Total Revenue – Total Expenses...
Here’s Why a Rainy Day Fund Should Be in Your Forecast
Life is unpredictable. Some days aren’t all sunshine, like when your car breaks down or...
How to Put That Tax Refund to Work to Build Credit
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How Much Do I Need to Retire?
Daydreaming about retirement can be easy—you get to do what you want, whenever you want,...
Housing Finance
First Time Home Buyer Expenses You Need to Save For
Many first-time buyers underestimate how much it really costs to buy (and maintain) a home....
Money Audit
Managing Money With Your Partner When You Earn More
Four years ago this month, I published When She Makes More, a guide for higher-earning married women who want to master their finances and thrive in their relationships.
Earning more money, as the wife in your hetero-relationship, may seem innocuous. What does it matter if your salary is bigger or…
We Earn $200,000 and Can’t Save. Help!
We Earn $200,000 and Can’t Save. Help!
Mia, 35 and her husband Luke, 36, earn a combined $200,000 per year. But after paying their mortgage and rental...
Check-In: Expecting Couple Struggling with Debt, But Future Looks Bright
Check-In: Expecting Couple Struggling with Debt, But Future Looks Bright
When I first connected with Julia and John, the Queens, NY couple was expecting their first child and grappling with...
Student Finance
Paying For College: How to Compare Private Student Loan Lenders
The federal student loan process is designed to be easy. There’s no need to shop around, compare terms or apply with multiple lenders when you take out a federal loan.
But choosing a private student loan is a little more complicated. Your repayment terms could look significantly different depending on…
Why You Might Want to Start Paying Your Student Loans in College
Why You Might Want to Start Paying Your Student Loans in College
When I was 26 years old, I paid off my student loans just three years after graduation. People congratulated me...
How to Use a Student Credit Card Successfully
How to Use a Student Credit Card Successfully
Signing up for a student credit card probably sounds exciting. After all, for most students, it’s the first chance to...
Student Loan Assistance Programs: What You Need to Know
Student Loan Assistance Programs: What You Need to Know
When I graduated from college, I was one of the “lucky ones” with a lower-than-average student debt load. While I...
The Best Financial Books for College Students
The Best Financial Books for College Students
When I decided to learn the ins and outs of personal finance as a college student, I devoured one book...
Subsidized vs. Unsubsidized Student Loans: The Differences
Subsidized vs. Unsubsidized Student Loans: The Differences
If you’re starting to think about paying for college, chances are you’re considering your student loan options. With the average...
Chapter 5: What is a 529 College Savings Plan?
Chapter 5: What is a 529 College Savings Plan?
Save more, spend smarter, and make your money go further As you know, paying for college can be daunting, which...
How to Build an Emergency Fund in College
How to Build an Emergency Fund in College
When I was in college, I had a bit of a spending problem. I loved to buy new clothes, go...
Where to Find Free Financial Resources in College
Where to Find Free Financial Resources in College
It may sound counterintuitive, but managing your money gets easier the more you have. When you cross a certain income...